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Seng H., 30, of Kampong Cham, Cambodia, earns a daily profit of $4 purchasing and reselling recycled items. The family’s income is supplemented by her children, who work selling banana ice cream and by her husband, Heng Rim, 31, who grows rice and also sells banana ice cream in the village. On average, he makes $5 each day.

The frozen treat is a favorite in the village, and Seng is requesting a loan to purchase a motorbike and cart for her husband to more efficiently operate the ice cream business.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Seng to purchase a motorbike and cart for the ice cream business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 2, 2008
Sep 18, 2008
Currency Exchange Loss:
May 15, 2010