Check out some available loans that are similar to this one!
Umarkhon is a respectable, responsible, and religious person. He is married. Umarkhon and his wife live and work in the Yavan region. He works as a security guard for a financial firm, and his wife works as a janitor there as well. Umarkhon is happy that he can spend more time with his wife. He works during the week and has free time on the weekend. He decided to start a livestock business instead of letting his time go to waste. Umarkhon is not going to leave his job as a guard, but is going to raise animals at the same time. He is sure that he can handle all his responsibilities. Animal husbandry requires a lot of capital. The sum that Umarkhon is asking for is small for this business. He is beginning small, planning to use the loan to buy two cows and start his business. He trusts that he will be helped, and thanks you in advance for the assistance.
View original language description ↓
Умархон воспитанный, ответственный и верующий мужчина. Он женат. Умархон вместе с женой живут и работают на районе Яван. Умархон работает в финансовой организации охранником, там же его жена работает уборщицей. Умархон рад, что может больше времени проводить с женой.
Умархон работает по будням и по выходным у него свободное время. Он решил не тратить свое время в пустою, и начать бизнес животноводства. Умархон не бросит свою работу охранника, и скотоводством будет заниматься параллельно. Он уверен, что справиться со всеми обязательствами. Деятельность животноводства требует больших средств. И сумму, которую просит Умархон является маленькой для такой деятельности. Он начинает с малого и на сумму от кредита, Умархон намерен купить пару голов скота и начать бизнес. Умархон верит, что ему помогут, он заранее благодарен за помощь.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 210
    View loans »
    Tajikistan Loans Fundraising
  • $31,077,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Umarkhon to buy a pair of cows to begin his livestock business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 7, 2014
Jan 12, 2014
Currency Exchange Loss:
Aug 17, 2014