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Ma. Lucena

Update on Ma. Lucena

Maria Lucena raises crops. She has been raising crops for more than eight years while her husband earns an income through fishing.

She earns enough income from her garden for their daily needs and has successfully repaid the previous loan used for her farm.

Recently, Maria Lucena borrowed a new loan to buy fertilizer in order to improve her farm. In the future, she wants to improve the general living situation of the entire family.

Previous Loan Details

Maria Lucena is from Poblacion, Sinacaban, Misamis Occidental. She is 43 years old, married and has two children. To make a living, Maria Lucena raises crops, which she has been doing for seven years. She earns 4,500 PHP (Philippines pesos) a month. Her husband is earning an income through fish... More from Ma. Lucena's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 422
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ma. Lucena to buy fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 9, 2014
Jan 10, 2014
Currency Exchange Loss:
Aug 17, 2014
This photo was used before for a previous loan for Ma. Lucena. It was first posted on Kiva on Aug, 2013. Learn More