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Yen S., 37, has been employed as garment factory worker since 2005. She makes a profit of US$3 per day. Her husband, Chea Tep, 43, is a rice farmer, but his farm is just to support the family from day to day. He also works as a fisherman and sells his catch to the market to earn approximately US$3 per day. Fishing is not stable. He does not have enough fishing tools and sometime he catches few fish. This couple has five children, two of whom are employed and three other who are students. Yen wants her children to get a bachelor degree rather than work as farmers. Farmers use a lot of labor but make little profit. She is asking a loan from Kiva to purchase more fishing tools for her husband. This will allow her husband to catch more fish.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 86
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Yen to purchase more fishing tools for her husband.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 1, 2008
Sep 17, 2008
Currency Exchange Loss:
May 15, 2010