Danny is 36 years old and is in a common-law marriage. He lives with his wife and his two children in Ventanas, in the province of Los Ríos.
He is a member of the communal bank “Bruniquildi”, which is located in the rural community of Calabi, in the canton of Ventanas. Its members make a living from agricultural work and working with livestock.
Danny sows rice. He is requesting the loan so he can purchase organic fertilizers, such as urea. He will make his purchases in the city of Ventanas. His dream is to have good health so he can continue working and have good output. The challenges he faces are pests, diseases, and the lack of working capital. In his free time he likes to play sport and travel.
Danny tiene 36 años de edad estado civil unión libre vive con su esposa y sus dos hijos en ventanas Provincia de los Ríos.
Es integrante de la ventanilla Bruniquilde que se encuentra ubicada en el Recinto Calabi, pertenece al Cantón Ventanas se dedica a labores agropecuarias.
Danny se dedica a la agricultura a la siembra de arroz. Solicita el crédito para la compra de abonos organicos, como urea. Las compras lo realizan en la ciudad de Ventanas. El sueño es tener salud para seguir trabajando y tener una buena producción. Los desafíos que se enfrenta son las plagas y las enfermedades falta de capital para trabajar. En el tiempo libre le gusta hacer deporte y viajar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!