A loan of $750 helped to pay for new flower seeds and flowers for selling to customers.


Naira's story

Naira is from Goris where she lives with her husband. Naira has been selling flowers in Goris town for many years. From a small rented store in the center of the town, Naira provides beautiful and fresh flowers to locals every day. She works hard to provide high quality service and her clients value the work that she does. Naira now needs financial support to be able to purchase new flower seeds and flowers to sell. Because of many costs, she isn't able to do it by herself and that's the reason she asks for this loan.

Naira has now been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans with soft conditions to informal businesses that do not have access to credit products. The loan is very important for Naira's further work and she hopes for lenders' support.



Loan details


Lenders and lending teams




Loan details