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The man on this photo is called Jamshed. He is from Kulyab and is 40 years old. He has a large family. Jamshed lives together with his parents, wife and children. He is married to Safargul. They are raising two sons and two daughters. Jamshed says that his family is the most valuable and sacred in life.

Jamshed and Safargul's children are young and Jamshed's parents are pensioners, and therefore Jamshed is feeding his family and works hard so they will not be in need of anything. His wife works as a cleaner at a school. Jamshed works with livestock breeding. He would like to work as a taxi driver in addition, in order to cover the family's expenses, which are increasing.

Jamshed plans to purchase an Opel Caravan and provide a taxi service. He has decided to drive passengers from Hovaling to Dushanbe and back. He hopes that you will help him gather the remaining money through a loan, so he can purchase the car.
View original language description ↓
Этого мужчину на фотографии зовут Чамшед. Он из Куляба. Ему 40 лет. У него большая семья. Чамшед живет с родителями, женой и детьми. Он женат на Сафаргул. Они воспитывают двоих сыновей и двоих дочерей. Для Чамшеда его семья самое ценное и святое в жизни, как он сам говорит. Дети Чамшеда и Сафаргуля маленькие, а родители пенсионеры, поэтому Чамшед кормит свою семью и старается, чтоб они не всем не нуждались. Его жена работает уборщицей в школе. Сам Чамшед занимается животноводством. Он хочет дополнительно работать таксистом, чтобы покрывать семейные расходы, которые растут. Чамшед планирует купить машину Опель-Караван и предоставлять услугу такси. Он собирается возить пассажиров по маршруту Ховалинг - Душанбе и обратно. Он надеется, что ему помогут собрать не достигающую часть кредита и купить машину.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 266
    View loans »
    Tajikistan Loans Fundraising
  • $31,829,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Jamshed to purchase a vehicle branded Opel Caravan and start providing a taxi service.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 31, 2013
Jan 12, 2014
Currency Exchange Loss:
Feb 17, 2016