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Laguna Azul Group
In this Group: Ocadio De Jesus, Aura Del Socorro, Marlon Javier
The group is comprised of three members who are hard working, small business entrepreneurs. One of them is Ocadio. He is 58 years old, married, and has five children. For the past 20 years he has worked selling various products.

He is seeking a loan to purchase items such as bananas, pork rinds, cheese curds, custard, and other products.

Aura is a 49 year old woman who also sells various products, and Marlon is 25 years old and works selling spices.
View original language description ↓
El grupo lo conforman tres socios emprendedores microempresarios uno de ellos es Ocadio tiene la edad de 58 años, acompañado, con cinco hijos bajo su cargo, su negocio es comercializar productos varios desde hace 20 años. El crédito lo solicita para la compra de sus productos como banano, chicharrón, cuajadas, atolillos, otros. Aura mujer de 49 años su negocio es la venta de productos varios, Marlon tiene 25 años su negocio es la venta de especie.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Laguna Azul Group's $750 loan helped a member purchase products such as: bananas, pork rinds, cheese curds, custard and other products.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Jan 18, 2014
Currency Exchange Loss:
Aug 17, 2014