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Olinto Valle Group
In this Group: Reyna Cristina , Juana Adela , Lilian Francisca
This group of three warrior women includes Juana, a woman of 53, married, with two children. For the past 12 years, her business has been the buying and selling of gold- and silver-plated jewelry. She sells her pieces in her community and the surrounding areas. She has been a client of the institution for four years, which has shown her to be a person who is very responsible with her payments.

She needs the loan to buy pieces such as rings, chains, bracelets, and earrings.

Lillian is a woman of 45 who sells jewelry and cosmetics. Reyna, a woman of 37, sells clothing.
View original language description ↓
Grupo formado por tres mujeres luchadoras una de ellas es Juana mujer de 53 años, casada, con dos hijos, su negocio es la compra y venta de prendas laminadas en oro y plata desde hace 12 años, ella comercializa sus prendas den su comunidad y alrededores. Lleva 4 años siendo cliente de la institución lo cual ha demostrado ser una persona muy responsable en sus cuotas. El crédito lo requiere para la compra de prendas como anillos, cadenas, pulseras, cadenas, aretes. Lilian mujer de 45 años su negocio es la venta de prendas y cosméticos, Reyna mujer de 37 años se dedica a la venta de ropa.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Olinto Valle Group's $2,150 loan helped a member to buy items such as rings, chains, bracelets, and earrings.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Jan 18, 2014
Currency Exchange Loss:
Sep 17, 2014