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Janett Argentina
Janett is 38 years old, marred, and has a 17-year-old son who is studying at university. She is from Jinotepe, a place in the northern part of the country. She can be described as a responsible, hardworking person with a desire for self-improvement. In her free time she likes to enjoy her son's company. Sadly she could not go to school and found herself having to work from an early age, to help with the household expenses. Now, she fights day in and day out to be able to give her son a better future, and to achieve her greatest dream, which is to see him trained in a profession and formed into a good person.

Thanks to her hard work and her drive to get ahead, she has a small grocery business. It is a little store that sells consumable products, such as rice, beans, sugar, milk, bread, eggs, juices, and soft drinks, in small amounts. She works some 12 hours a day offering her products. The purpose of the loan is to invest in working capital and to stock her business for buying and selling foods, so that in the near future she can make more money. Janett is grateful to the Kiva investors for the help they offer to people of few means and in poor countries such as Nicaragua, so that they can have some measure of decent work.
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Janett de 38 años de edad, casada con un hijo de 17 años el cual estudia en la universidad. Es originaria de Jinotepe, lugar que está ubicado en la zona norte del país. Se caracteriza por ser responsable, trabajadora, con ganas de superación personal, en sus ratos libre le gusta disfrutar de la compañia de su hijo, lamentablemente no pudo cursar sus estudios y se vio obligada a trabajar desde temprana edad, para ayudar con los gastos del hogar. En la actualidad lucha día día para brindarle un futuro mejor a sus hijo, y lograr sus más grande sueno como es verlo formado en un profesional, realizado como persona de bien.

Gracias a su esfuerzo y sus ganas de salir adelante tiene por actividad económica una pulpería es una pequeña tienda que vende productos comestible en cantidades pequeñas como arroz, frijoles, azúcar, leche, pan, huevos, jugos, gaseosas. Ella dedica a su negocio unas 12 horas diarias ofreciendo sus productos, el objetivo del crédito es invertir en capital de trabajo y surtir su negocio en la compra y venta de productos comestibles, para que en un futuro no muy lejano pueda obtener mejores ingresos. Janett agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 25.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Janett Argentina to invest in working capital and stock her business for buying and selling consumable products such as rice, beans, sugar, milk, bread, eggs, oil, matches, tomatoes, juices, and soft drinks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Jan 19, 2014
Currency Exchange Loss:
Aug 17, 2015