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Fullah Group
In this Group: Fatmata , Memunata , Kamariatu , Koyah , Fatmata
Fatmata is the featured leader of this group of entrepreneurs. Fatmata was born in Freetown, Sierra Leone’s capital city, forty-four years ago. She is married to a trader, and the couple has four children, who are attending primary and secondary schools. Fatmata sells cooked food.

The members of the “Fullah” group have applied for a loan of 500,000 Sierra Leonean Leones (SLL) for each, from SMT/ Kiva lenders. With the help of this loan, each will be able to expand her business, both in terms of quality and size.

Featured leader Fatmata, for example, will use her share of the loan to buy cooking ingredients at wholesale, in order to stop buying these items at retail. These items include ingredients like rice, palm oil (the country’s most popular cooking oil), tomatoes, onions, and fish. By buying ingredients at wholesale, she will cook more food at a lower cost, and make more profit.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,338.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Fullah Group's $600 loan helped a member to buy cooking ingredients at wholesale prices, including rice, palm oil, and tomatoes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 11, 2013
Jan 8, 2014
Currency Exchange Loss:
Mar 31, 2016