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Emelda is 51 years old, married, and has eight children.

Emelda works hard to provide for her family. She operates a general store in the Philippines. She requested a 13,000 PHP loan through NWTF in order to purchase additional groceries like snack foods, canned goods, and other miscellaneous items for her store.

Emelda has borrowed and repaid three loans from NWTF before this loan. She has been running the general store for ten years and also earns an income from farming sugarcane and selling ready-to-wear clothing.

Emelda aspires to build and expand her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 401
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Emelda to purchase snack foods, canned goods, and other miscellaneous items for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 12, 2013
Jan 8, 2014
Currency Exchange Loss:
Jul 17, 2014