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Utkirjon is a kind and hardworking, 45 year-old man. He is married and has four children. He lives with his family in a small village. He loves his family very much and does everything possible to provide his children with all of the necessities. Since his youth, he has learned the business that he runs now and earns an income from. He is involved in sowing agricultural crops. He earns a decent income from this business. Also, to have an additional income, he sent his oldest son to Russia for work. Utkirjon has been partnering with Arvand for over 5 years and is a responsible client. At the present time, he needs to buy some fertilizers for soil and this is why he came to Arvand, and wants to obtain a loan to buy mineral fertilizers. He thanks Arvand in advance for the financial support.
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Уткирчон добродушный и трудолюбивый мужчина в возрасте 45 лет. Он женат и имеет четверых детей. Живёт он со своей семьёй в небольшом кишлаке. Он очень любит свою семью и делает всё возможное для обеспечения своих детей всем необходимым. С юности он обучился делу, которое сейчас и продолжает и получает от этого доход. Он занимается посевом сельхозкультуры. От этого бизнеса он получает приемлемый доход. Также, чтобы иметь дополнительный доход, он отправил своего старшего сына в Россию на заработки. Сам Уткирчон сотрудничает с Арванд вот уже более 5 лет и является ответственным клиентом. В данный момент ему необходимо закупить некоторые удобрения для земли, поэтому он обратился в Арванд и хочет получить кредит на покупку минеральных удобрений. Он заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 252
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Utkirjon to buy mineral fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Jan 9, 2014
Currency Exchange Loss:
Jan 17, 2015