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This borrower, who is 24 years old, lives in her own house with her mother, her brother, and his two children. She is well known in the zone where she lives for her humility and her dedication to her work. She has never let herself be defeated, and she has always coped with her difficulties. As a result of her effort and dedication, she has a store where she sells basic products such as bulk grains, milk, eggs, and rice, among other items. She is very dedicated to her work and very helpful when she sells her products. This is why she has customers who seek her out and prefer her for her products. She has found it necessary to stock her store with a little more, due to the increase in demand, and she doesn't have the capital to do this. It is for this reason that the borrower is applying for a loan to buy more products such as bulk grains, instant products, candies, beverages, etc. She trusts in God that the help she has applied for will be granted soon, and she will have no more worries about providing the daily sustenance to her household.
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la clienta de 24 años de edad vive en casa propia con su madre, su hermano y sus dos hijos, es muy conocida en la zona donde reside por su humildad y su entrega al trabajo, nunca se ha dejado vencer y siempre ha salido adelante con sus dificultades. Con esfuerzo y dedicación posee una tienda en la que vende productos de primera necesidad granos básicos, leche, huevos, arroz entre otros, es muy dedicada a su labor y muy servicial a la hora de vender, es por eso que posee clientes que la buscan y la prefieren por sus productos. Se ha visto en la necesidad de surtir un poco mas la tienda debido al aumento de demanda y no tiene el capital para realizarlo, es por eso que la clienta solicita un crédito para comprar más productos como granos básicos producto instantáneo, golosinas, bebidas, etc. Confía en Dios de que pronto la ayuda solicitada, será otorgada, y no tendrá más preocupación que llevar el sustento diario a su hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 546
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy bulk grains, milk, eggs, rice, instant products, candies, and beverages, among other items, for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Feb 4, 2014
Currency Exchange Loss:
Aug 23, 2014