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Maria Maritza

Update on Maria Maritza

María is 24 and single with no children. She lives with her mother in Ventanas Canton in Los Ríos Province. The members of VCR 27 de Mayo work in agriculture and fishing, and all were born and raised in Recinto el Cadial.

María works sowing corn and rice, and also rears chickens to sell. She trades her products at Agroquimicos Briones in Ventana. She is asking for a loan to buy seeds, urea, supplies, fertilisers and chicken food.

She has to face challenges such as infestations and diseases, and a lack of water for irrigation. Her dream is to be able to buy a car for work and to take her family out. In her free time she likes to watch TV and go out with her family.
View original language description ↓
María tiene 24 años es soltera no tiene hijos, vive con la mamá en el Cantón Ventanas Provincia de los Ríos.

En la VCR 27 de Mayo sus miembros se dedican a la Agricultura todos viven en el sector del Recinto el Cadial Practicamente se han criado en esda zona. Se dedican a Labores Agrícolas u Pecuarias en su Mayoria.

María se dedica a la agricultura a la siembra de maíz y arroz, ademas a la crianza de pollos para luego venderlos. Compra y Vende sus productos en Ventanas en Agroquimicos Briones

Solicita el crédito para la comprar de semillas, urea, insumos, fertilizantes abonos y balanceados para los pollos. Con el apoyo del crédito podrá comprar los abonos para la agricultura.

Enfrentar desafíos como las plagas y enfermedades y la falta de agua para los riegos. El sueño es poder comprar un carro para el trabajo y para salir de paseo con la familia. En los tiempos libres le gusta ver la television y salir con la familia.

Previous Loan Details

María Maritza, 23, is single and has no children; she lives with her mother in Ventanas Canton, Los Ríos Province. The members of the “27 de Mayo” (May 27th) communal bank work in agriculture and all live in the Recinto Cadial sector; they've practically been raised there. They work in agricult... More from Maria Maritza's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Maritza to buy seeds, urea, supplies, fertilisers and chicken food.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 17, 2013
Jan 7, 2014
Currency Exchange Loss:
Aug 17, 2014