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His Majesty Group
In this Group: Vida, Jenovina, Akosua, Razak
This Group is made up of four ladies who live in the same area and are part of the group called His Majesty. They all sell groceries (rice, milk, sugar, edible oil, spices, biscuits, soap, detergent and drinks), food stuff, fish, meat, plastic bowls, shampoo, wigs, etc.

Vida, who is 56 years, is married with two children who are still in school. She has been running a grocery shop for 20 years. She works from 7:00 a.m. to 9:00 p.m. daily and she is able to make a good monthly profit.

This will be Vida's 9th loan from ID-Ghana. She used the previous loans to increase the grocery stock (rice, milk, sugar, edible oil, spices, biscuits, soap, detergent and drinks) and has repaid back all her loans successfully. She used her profit to pay school fees and cover household expenses.

Vida will share this loan with her loan group "His Majesty Group," which has four members who will hold each other accountable for repaying back the loan amount of GHS 4100.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of His Majesty Group's $1,750 loan helped a member to buy rice, milk, sugar, edible oil, spices, biscuits, soap, detergent and drinks so that she can serve her customers better.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 10, 2014
Currency Exchange Loss:
May 17, 2015