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Samina's Group
In this Group: Samina, Razia
Samina is 35-year-old lady living with her three children and husband in the area of Lahore, Pakistan.

She owns a general store at home; she has allotted a portion of her house for the general store. One of her drawing rooms opens through the front side in the street--she is utilizing that room for the general store. She offers many items such as rice, flour, pulses, sugar, cooking oil, detergent, soap, and biscuits.

She has been running this business for many years and this is the major source of income for her family because her earnings are very poor. Now she wants to grow her business in increments for the needs of her family. So she decided to grow her business and contacted Kiva’s field partner BRAC Pakistan for a loan.

She will buy rice, flour, pulses, sugar, cooking oil, detergent, soap, and biscuits. She hopes that her general store would work better than earlier.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 338
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 105.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Samina's Group's $475 loan helped a member to buy rice, sugar, pulses, flour, and detergent for her general store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 30, 2013
Jan 7, 2014
Currency Exchange Loss:
Nov 17, 2014