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Meral is the mother of two children. She operates a flower shop with her husband on Sair Fuzuli Avenue. She started working as a florist with her husband when she married. Before that, she didn’t know anything about flowers. She learned the details of this work from her husband and other florists. Her customers are people from all walks of life. People send flowers and wreaths for special occasions. She has one son in university and a daughter in high school. With the loan from Maya, she will buy a larger variety of flowers. Because her customers are all types of people, she thinks a bigger variety of flowers will attract more clients. She and her husband share the goal of a bright future for their children.

Translated from Turkish by Maya Staff

2 çocuk annesi olan Meral’ın ; şair fuzuli caddesinde eşiyle birlikte çalıştırdığı canlı çiçek dükkanları var. Evlendikten sonra eşiyle beraber çiçekcilik yapmaya başlamış. Önceleri canlı çiçekle ilgili hiç bilgisi yokmuş eşinden ve diğer çiçekci dükkanlarının vitrinlerini dolaşarak bu işin inceliklerini öğrenmiş. Müşterileri her kesimden insana hitap ediyor. Kamudan özel günler için çiçek ve çelenk gönderiyolar. 1 oğlu üniversite 1 kızı ise lisede okuyor. Maya’dan alacağı kredi ile çiçek dükkanın da alacağı canlı çiçek çeşidini arttırmak istiyor. Alacağı çiçekler her kesimden müşteriye hitap ettiği için görünüşü ve çeşidiyle daha çok müşterisi olacağına inanıyor. Eşiyle beraber hedefleri ise kızı ve oğluna iyi bir gelecek hazırlamak istiyolar.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.

About Turkey

  • $19,600
    Average annual income
  • 4
    View loans »
    Turkey Loans Fundraising
  • $492,325
    Funds lent in using Kiva
  • 2.2
    Turkey Lira (TRY) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Meral to buy flowers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Jan 7, 2014
Currency Exchange Loss:
Jun 17, 2014