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Gülşah, a newlywed, worked for six years at a hair salon. She started as regular apprentice and left when she became hairdresser. As time passed, she became a professional in the field and decided to open her own shop.

Five years ago she rented a small shop with some financial support from her family. After three years, with her hard work and ambition, she transformed her little shop into a bigger beauty center and hair design salon. Now, with the loan she will receive from Maya, she will purchase personal beauty products needed for her business. This way, she will be able to serve a wider range of customers and earn more. She has hopes and plans for the future. She is planning to make her business a national and international brand and create franchises.

Translated from Turkish by Maya Staff

Yeni evlenen Gülşah 6 yil boyunca bir kuaförde eleman olarak girip daha sonra çırak olarak çalışmış. Zaman ilerledikçe önce çırak devamında usta olmuş ve kendi dükkanını açmaya karar vermiş. 5 yıl önce küçük bir dükkan kiralamış . Küçük bir sermayesi ve ailesinin desteği ile dükkanını açmış. 3 yıl boyunca çok çalışıp çalışkanlığı hırsı ve azmi ile güzellik merkezi ve kuaför salonu olarak büyük bir dükkan açmış. Şimdi ise Maya’dan alacaği kredi ile kuaför dükkanına kişisel bakım ürünleri ve kuaför alanında gerekli olan malzemeleri alacak. Böylece daha fazla müşteri ve daha fazla gelir elde etmek istiyor. Gelecek için planları ve ümitleri var. Güzellik merkezini marka yapmak Türkiye de ve dünya da francay olarak vermek.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.

About Turkey

  • $19,600
    Average annual income
  • 3
    View loans »
    Turkey Loans Fundraising
  • $492,325
    Funds lent in using Kiva
  • 2.2
    Turkey Lira (TRY) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Gülşah to buy beauty products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Jan 7, 2014
Currency Exchange Loss:
Jun 17, 2014