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Estela Maria
Estela, 48, is the single mother of a minor child. She's from León, located in the western part of the country. She's known for being hardworking and responsible, and she wants to get ahead. Currently she strives every day to give her daughter a better future. Unfortunately she wasn't able to study for a career and she had to work from a young age to help with the household expenses.

Thanks to her effort and her desire to get ahead, Estela works selling a variety of merchandise such as pants, dresses, skirts, shorts, blouses, and pajamas. The business is located in her home and she sells her products about 10 hours a day.

The goal of Estela's loan is to invest in working capital by buying and selling merchandise so she can earn a better income in the near future.

She's grateful for the help that Kiva lenders give to low-income people and poor countries like Nicaragua so they have the means to decent work.
View original language description ↓
Estela de 48 años de edad, madre soltera con una hija menor de edad. Es originaria de León, lugar que está ubicado en la zona de occidente del país. Ella se caracteriza por ser trabajadora, responsable, con ganas de superación personal. En la actualidad lucha día a día para brindarle un futuro mejor a su hija. Lamentablemente no pudo cursar una carrera y se vio obligada a trabajar desde temprana edad, para ayudar con los gastos del hogar.
Gracias a su esfuerzo y sus ganas de salir adelante tiene por actividad económica la venta de mercadería en general como pantalones, vestidos, faldas, short, blusas, ropa de cama, piyamas. Ella dedica a su negocio unas 10 horas diarias ofreciendo su producto, el negocio lo tiene ubicado en su casa de habitación. El objetivo del crédito es invertir en capital de trabajo en la compra y venta de mercadería para que en un futuro no muy lejano pueda obtener mejores ingresos. Estela agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Estela Maria to stock her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Jan 19, 2014
Currency Exchange Loss:
Jun 21, 2015