Check out some available loans that are similar to this one!
Lisbetth Karolina
Lisbetth is a single mother and she takes care of her young son, who is in the third year of his education. She works in the legal sector as a notary. Lisbetth lives in a municipal suburb of Juigalpa, an area in which there are no sewerage facilities, so she needs to build a drain for waste, with the aim of improving living conditions of her and her family and for this she is requesting a loan to buy materials like cement, sand, iron, bricks, stones, quarry stones and labourers among other things. This will be possible thanks to the loan offered in small amounts, as she is a humble woman with a low wage and does not think she could take on this expense on a single salary.
View original language description ↓
Lisbetth, es madre soltera, mantiene a su pequeño hijo quien cursa el tercer nivel de sus estudios, ella se desempeña en el sector legal como notificadora, Lisbetth habita en un barrio del municipio de Juigalpa, zona en la que no hay servicios de aguas negras, puesto que actualmente tiene la necesidad de construir un sumidero para empezar a poner inodoro, con el fin de ir mejorando las condiciones de vida para ella y su familia, es por eso que solicita el crédito para comprar los materiales como cemento, arena, hierro, bloques, piedrines, piedras cantera, mano de obra entre otros, esto podrá ser posible gracias al apoyo de crédito brindado en cuotas pequeñas, siendo ella una humilde mujer que gana un sueldo muy bajo, no puede asumir este gasto de un solo pago.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Lisbetth Karolina to buy cement, sand, iron, bricks, stones, quarry stones, labourers and others.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 6, 2014
Currency Exchange Loss:
Jul 23, 2015