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Virgen De Natividad I Group
In this Group: Janeth, Carlota, Gudelia*, Gabriela, Constantina , Luz Marina*, Diana , Evelyn Luzmila, Nelly Virginia , Alicia
* not pictured

Update on Virgen De Natividad I Group

The member, Gabriela continues to be a part of the Virgen de Natividad I communal bank. Gabriela is a 42 year old single mother of two. She divides her time between her daily activities and her beauty salon business. She has worked in this business for a long time, and it has gone well for her thanks to the effort that she puts into it every day. She does different types of hair cuts and coloring for her clients. She is a responsible and hardworking woman. She hopes to continue working so she can continue to support her family.

The member is seeking this loan to purchase hair coloring supplies, scissors, and other supplies.

The members who appear in the appended picture asked for permission to come to the meeting late due to work responsibilities. The other members dedicate their time to raising animals, selling corn liquor, selling plastic, selling hay and working in construction. The members is grateful for the loan and is committed to complying with the established payments.
View original language description ↓
La socia Gabriela continua perteneciendo al banco comunal VIRGEN DE NATIVIDAD I,la socia Gabriela tiene 42 años de edad es soltera y tiene 02 hijos, la socia alterna sus actividades diarias con el negocio de salón de belleza, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada di a su negocio ,la socia realiza diferentes tipos de cortes y teñidos de caballo a sus clientes que le solicitan ,la socia es una persona responsable y empeñosa, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de tientes, tijeras entre otros.
Las socias que salen en la foto adjunta pidieron permiso para llegar tarde a la reunión por motivos de trabajo.
Los demás socios se dedican a la venta de crianza de animales menores, venta de chicha de jora, venta de plásticos, venta de pasto, trabajador en construcción.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

Janeth, 31, lives in common-law marriage from which she has a son. She was born in the city of Cusco but now lives in Huayllabamba in Urubamba province in the department of Cusco. Janeth is an enterprising and responsible mother who is well-liked. She is a nurse and works at a clinic in Ollantayt... More from Virgen De Natividad I Group's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Natividad I Group's $5,625 loan helped a member purchase hair coloring supplies, scissors, and other supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Jan 6, 2014
Currency Exchange Loss:
May 17, 2014