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Ricardo Cipriano
Ricardo is 49 years old. He lives in his own home with his life companion and his son. He is a hardworking responsible person. He has been working for 30 years in artisanal fishing with a boat and fishing nets. He has dedicated almost all his life to this activity which has permitted him to support his family. Ricardo is asking for a loan in order to buy fishing nets, fishhooks, and other needed tackle as this is his only source of work and he will be able to offer a better life to his family so they can have whatever it is they need.
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Ricardo de 49 años de edad vive en casa propia con su compañera de vida y su hijo, es una persona muy trabajadora y responsable desde hace 30 años se dedica a la pesca artesanal, contando con una lancha y redes para la pesca. Él se ha dedicado prácticamente toda su vida a esta actividad, la cual le permite salir adelante con su familia. Ricardo solicita un préstamo para poder comprar redes para pescar, anzuelos y otros instrumentos necesarios, ya que esa es su única fuente de trabajo y asi darle una mejor vida a su familia en donde puedan contar con todo lo necesario.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 516
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $425 helped Ricardo Cipriano to buy fishing nets, fishhooks, and other tackle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 27, 2013
Jan 6, 2014
Currency Exchange Loss:
Aug 23, 2014