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Arshad is a 51-year-old married man who lives in Rawalpindi, Pakistan with his family. He is an active BRAC Pakistan borrower. Arshad’s wife is a very hardworking and responsible housewife. Since 2004, he has been running a uniform-selling shop which is the only source of income for his family. Currently, Arshad is interested in purchasing another shop to expand his business but finds this difficult due to financial constraints.

Arshad is requesting a 200,000 PKR loan from the Kiva partner BRAC Pakistan to pay for purchasing another shop. His loan will not only help him grow his business but will also increase his net income and savings. Arshad hopes to provide a quality education for his children. He is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 206
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 105.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Arshad to purchase another shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2013
Jan 6, 2014
Currency Exchange Loss:
Jan 17, 2015