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Nercita is married with two children. She is 54 years old and lives in Segatic Diot, Clarin, Philippines. Nercita sells a variety of goods to earn a living and has had this business for seven years. Each month, she earns 10,000 Philippine pesos (PHP) doing this type of work. She has requested a loan of 50,000 PHP to restock her store with basic commodities.

Nercita has been a member of Paglaum Multi-Purpose Cooperative for one year. In the future, Nercita hopes to put up another profitable business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 455
    View loans »
    Philippines Loans Fundraising
  • $69,701,375
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Nercita to restock her store with basic commodities.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Jan 5, 2014
Currency Exchange Loss:
Oct 23, 2014