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Sandra Concepcion
Sandra lives in her own home with her husband and son. She is a very responsible and hardworking mother; she has succeeded in getting her family ahead. She owns a store that sells food products, such as bread, soft drinks, oils, vegetables, fruits, and candy, as well as essential items like soap and shampoo, among others. She runs her store from her own home. Sandra is applying for a loan through which she will be able to further stock her store so she can better serve her customers. In this manner, she can increase her sales which is her priority in order to move her family forward.
View original language description ↓
Doña Sandra vive en casa propia con su hijo y su esposo, ella es una madre de familia muy responsable y trabajadora, ha logrado sacar adelante a su familia. Ella posee una tienda de productos comestibles como pan, refrescos, aceites, verduras, frutas, golosinas y también de primera necesidad como: jabón y shampoo entre otras cosas tiene su negocio en su casa de habitación. Doña Sandra solicita un préstamo por medio del cual pueda surtir aún más la tienda de manera que pueda atender mejor a sus clientes y de esta misma forma mejorar sus ventas lo cual es su prioridad para sacar adelante su hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 490
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sandra Concepcion to buy bread, soft drinks, oils, vegetables, fruits, candy, soap, shampoo, and so forth.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 23, 2013
Jan 5, 2014
Currency Exchange Loss:
Dec 17, 2014