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This is Sharifa from the city of Qurgan-Tube. She is a shopkeeper. She is 47 years old, married, and has four school-age children. Three years ago Sharifa and her husband opened a store where they sell groceries and household goods. Today their sales are going well and they've won regular customers during this period of time. Sharifa serves each customer quickly and well. Everyone is satisfied with her service. Currently the store is running out of stock and they need to bring in new goods so that they don't loose customers in a competitive environment. To do this Sharifa is asking for a loan to buy a range of new grocery and household products. She waits for your support.
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Это Шарифа с города Кургантюбе. Она занимается торговлей. Ей 47 лет, она замужем, имеет четверых детей школьного возраста. Три года назад Шарифа вместе с мужем открыли магазин, где они продают продукты питания и хозяйственные товары. Сегодня их торговля идет хорошо и за этот промежуток времени они приобрели своих постоянных клиентов. Шарифа обслуживает каждого своего клиента быстро и качественно. Все довольны ее обслуживанием.
В данный момент запасы товаров в их магазине заканчиваются и им необходимо привезти новый товар, чтобы не потерять клиентов в этой конкурентной среде. В связи с этим Шарифа запрашивает кредит, чтобы приобрести ассортимент продуктов питания и хозяйственных товаров. Она ждет поддержки.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 208
    View loans »
    Tajikistan Loans Fundraising
  • $31,093,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Sharifa to buy grocery and household items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Jan 5, 2014
Currency Exchange Loss:
Feb 17, 2015