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Vanhoern's Group
In this Group: Vanhoern, Sophy
Vanhoern, 28, is married and lives with her husband and one daughter in a village of the Moung Russey district of Battambang province. She and her husband are rice farmers and they supplement their family’s income through working for others for a fee. Engaging in this business for 8 years, she is able to earn about 54,000 KHR per day to support her family.

Vanhoern has been with VisionFund for three cycles. She has successfully paid back the past loans, which have helped her family relieve financial burden and improve their livelihood. Now she is leading her group to ask for a loan. As the leader, she is going to use her portion to pay for labor to harvest her rice field. With this loan, she hopes to increase her crop yield and earn more income to better her family’s living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Cambodia

  • $2,600
    Average annual income
  • 60
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,009.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Vanhoern's Group's $1,500 loan helped a member to pay for labor to harvest her rice field.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Jan 3, 2014
Currency Exchange Loss:
Jan 17, 2015