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Ramona is 56 years old, and she manages a sari-sari (variety) store business.She has been involved in this kind of business for almost 16 years.

She knows that the more items she stocks in her store, the more the income she will gain. With regards to this matter ,she is asking for a loan of PHP 25,000, which will allow her to buy additional grocery items such as shampoo, biscuits, drinks, eggs, soap and candies. She believes that through completeness of the grocery items she offers to her locality, she will be able to give satisfaction to her costumers and at the same time she could earn s higher income.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 429
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Ramona to buy additional grocery items such as shampoo, biscuits, drinks, eggs, soap and candies for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 20, 2013
Jan 2, 2014
Currency Exchange Loss:
Aug 17, 2014