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Pwani Group
In this Group: Kulwa, Bichai, Mwanaozi, Hasan, Masumba, Fatuma, Mohamed
Kulwa, who is in her early forties, is married and has four children who are in school. For twelve years now, Kulwa has managed her family by having three small businesses: a retail shop, a charcoal selling business, and a firewood business. She starts her businesses from 6:00 am to 8:00 pm per working day and is able to make a very good monthly profit.

This is Kulwa's tenth loan from Tujijenge Tanzania. She used her previous loans to restock her retail shop with new and sold-out products. She also bought more firewood and sacks of charcoal. She is really appreciative of Tujijenge's loan support which has helped her businesses to expand. Kulwa has managed to pay back all her previous loans successfully. She used her profit to cover school fees and household expenses. She also used part of her profit to proceed on building. Kulwa will use this loan to buy out-of-stock products for her retail shop and buy sacks of charcoal and firewood to resell. She dreams to finish building her house.

Kulwa will share this loan with her loan group Pwani which totals seven members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 27
    View loans »
    Tanzania Loans Fundraising
  • $16,182,650
    Funds lent in using Kiva
  • 1,585.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Pwani Group's $4,500 loan helped a member to buy out-of-stock products for her retail shop and buy sacks of charcoal and firewood to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 27, 2013
Jan 2, 2014
Currency Exchange Loss:
Dec 17, 2014