A loan of $4,500 helped a member to buy out-of-stock products for her retail shop and buy sacks of charcoal and firewood to resell.


Pwani Group's story

Kulwa, who is in her early forties, is married and has four children who are in school. For twelve years now, Kulwa has managed her family by having three small businesses: a retail shop, a charcoal selling business, and a firewood business. She starts her businesses from 6:00 am to 8:00 pm per working day and is able to make a very good monthly profit.

This is Kulwa's tenth loan from Tujijenge Tanzania. She used her previous loans to restock her retail shop with new and sold-out products. She also bought more firewood and sacks of charcoal. She is really appreciative of Tujijenge's loan support which has helped her businesses to expand. Kulwa has managed to pay back all her previous loans successfully. She used her profit to cover school fees and household expenses. She also used part of her profit to proceed on building. Kulwa will use this loan to buy out-of-stock products for her retail shop and buy sacks of charcoal and firewood to resell. She dreams to finish building her house.

Kulwa will share this loan with her loan group Pwani which totals seven members who will hold each other accountable for paying back the loan.

In this group: Kulwa, Bichai, Mwanaozi, Hasan, Masumba, Fatuma, Mohamed
*not pictured



Loan details


Lenders and lending teams



Loan details