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Group 15 - An Thanh 01
In this Group: Lượm, Thảo, Dung, Gấm, Dương, Nhớ, Huệ, Hiển, Chúng
Luom is 40 years old. Currently, Luom and her husband work in agricultural production with a total monthly income of approximately 1,400,000 VND. They have two children: one grown-up and one is attending secondary school. Luom and her husband are living in a house with the paternal parents who are old and often get sick. She has to support them financially. She has been a member of the Women's Union since 1990. Like other members of her group, due to economic hardship, her family is currently using a double-pit latrine which is now degraded. With a portion of this loan, Luom will be able to build a hygienic septic tank latrine and a hand-washing device with soap. Those facilities would also help her family improve their health and living conditions, as well as afford safety for them, particularly at night and during rainstorms. In addition, the facilities will provide convenience, cleanliness, and privacy for all family members, while contributing to the environmental protection of the community. In the picture, Luom is the first from the right.

Additional Information

More information about this loan

This loan is part of Thrive Networks' initiative to expand access to clean water and improved sanitation to poor, rural households in Vietnam. These loans reduce rates of waterborne disease and increase dignity. When you fund this loan, it will be disbursed to the foundation, which will then lend the funds to the provincial Women's Union, an organization that works closely with Thrive Networks to provide funding to poor families to improve water access, build clean latrines, teach improved sanitation practices and more.

About Thrive Networks

Thrive Networks creates sustainable and catalytic solutions to difficult development problems. Specifically, the organization works with community groups in rural, underserved areas to help make household access to clean water and improved sanitation desirable and affordable. Funds from Kiva lenders will be used to help borrowers finance the construction of a household latrine, ensuring a healthier future for each family and the wider community.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Vietnam

  • $5,600
    Average annual income
  • 72
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,079.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Group 15 - An Thanh 01's $4,275 loan helped a member to pay for the construction of a hygienic toilet and a hand-washing device with soap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 27, 2014
Jan 2, 2014
Currency Exchange Loss:
Feb 17, 2015