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Zamira is a saleswoman at the market. She sells children's clothing. Zamira is married. She is the mother of a three-year-old boy and an eight-year-old girl. Her husband left to work in Russia, so Zamira was left alone in Hamadoni with the children. Zamira started her small resale business two years ago, and she runs it herself. She knows what her customers need; hence, business is good. Now she needs money to buy seasonal goods. Therefore, Zamira has requested a loan to buy seasonal children's clothing.
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Замира продавщица на рынке. Она занимается продажей детской одежды. Замира замужем. Она является матерью 3-летнего мальчика и 8-летней девочки. Ее муж уехал в Россию на заработки и Замира осталась одна с детьми в районе Хамадони. Замира начала свой малый торговый бизнес два года назад и ведет его самостоятельно. Она знает потребностей своих клиентов и поэтому ее торговля идет хорошо. Сейчас она нуждается в средствах, чтобы закупить сезонный товар. В связи с этим Замира обратилась за кредитом для купли сезонной детской одежды.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Zamira buy seasonal children's clothing to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 4, 2013
Jan 2, 2014
Currency Exchange Loss:
Aug 17, 2014