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Ahmad is 24 years old. He lives at the family house in Deir al-Ghusun. Deir al-Ghusun is a Palestinian town in the Tulkarm Governorate, located eight kilometers northeast of the city of Tulkarm in the northern West Bank. The town is near the Green Line. The town had a population of 8,242 in 2007.

He works in the public sector. His dream is to fund his marriage and repair a house to live there.

Ahmad's family lacks the money to do some work on the house, so he applied to Ryada for a loan to repair the ceiling to prevent the rain water from flowing in. This will improve the house and make it better, and he also wants to install windows and doors.

Ahmad said that this loan will help him a lot and he is very grateful to everyone who helps him.

Additional Information

More information about this loan

This loan is part of Ryada’s efforts to reach areas of the West Bank which are underserved due to the political situation. Funds will be used to finance housing improvements in refugee camps and Areas B and C of the West Bank. The Palestinian Authority currently has limited to no authority in these areas, making it very difficult for individuals to acquire official construction and building permits. Without the necessary documentation, banks are unlikely to lend to these individuals. By supporting this loan, you are helping individuals overcome this challenge so that they can improve their living conditions.

About Vitas Palestine

Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and Vitas Palestine are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Palestine

  • $4,900
    Average annual income
  • 76
    View loans »
    Palestine Loans Fundraising
  • $14,460,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ahmad to repair the ceiling and install windows and doors.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Dec 22, 2013
Jan 2, 2014
Currency Exchange Loss:
Jan 17, 2015