Alice A. sells food items like gari, cassava, and plantains at Duakor, which is a small town near Elmina. Alice has received no formal education. She is married and has 4 children. Her husband is a teacher. Alice has been selling food items since 1999. She is responsible for helping in the payment of the children's school fees and other utility bills. Her loan will be used to buy more food items for sale. She hopes to use the new profits from her business to add to her capital to increase sales, which will as a result in her meeting the financial needs of the family.