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Jose Angel
Jose Ángel is married and has two dependent children. He is from one of the towns near Chinandega, located in the western part of the country. He is known for being hardworking, responsible and with a great desire for personal improvement. Jose is a small businessman, with several businesses like selling lottery tickets in one of the markets, and selling general merchandise by order such as clothing, plastic goods, cosmetics, embroidery, knit goods and other things. He makes his purchases in the wholesale markets and he sells for cash or credit to both fixed and occasional clientele. He collects payments weekly or bimonthly. He started his business with his own capital, looking for an honest way to survive and take care of his children.

The goal of this loan is to invest in business capital like cosmetics, clothing and other things to cover the orders that he has.
View original language description ↓
Jose Ángel mayor de edad casado con dos hijos uno aun bajo su responsabilidad, originario de uno de los municipios de chinandega, ubicado en el occidente del país, se caracteriza por ser un hombre trabajador, responsable, con muchos deseos de superación personal, Jose es un microempresario el cual posee varios negocios como:venta de lotería rifero en uno de los mercados de esa localidad, también se dedica a la compra venta de mercadería en general por encargos como: ropa, productos plásticos, cosméticos, bordados, tejidos entre otros, sus compras las realiza al contado en mercados de mayoreos y sus ventas son al contado y al crédito a clientes fijos y eventuales los cuales recupera semanal y quincenalmente lo invertido, negocio el cual lo inicia con capital propio buscando un medio digno de sobrevivir y el de sacar adelante a sus hijos, el objetivo de este financiamiento es para invertir en capital de trabajo como: cosméticos, ropa, entre otros y lograr cubrir con pedidos que tiene.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).


About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Angel to buy general merchandise like clothing, plastic goods, cosmetics and other things.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 23, 2013
Dec 31, 2013
Currency Exchange Loss:
Jan 17, 2015