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Señora Margarita lives in the town of Entre Ríos, along with her son. She is a widow, and she made the decision to change her place of residence, moving to the tropical zone in order to find work and move forward. She has raised her family on her own.

She sells groceries in a neighborhood store and she is very dedicated to her occupation, having a shop in which she lives and also makes her sales. Hers is a family business, so she has the help of her sons, but she also employs a person part-time to help her with selling soft drinks.

Because she wants to continue improving, she is seeking a loan in order to enlarge her home so that she can accommodate the store better, and be able to offer better service.
View original language description ↓
La señora Margarita vive en la población de Entre Ríos, junto a su hijo, es viuda y tomo la desicion de cambiar de lugar de residencia yendose al trópico para conseguir trabajo y salir adelantesola saco adelante a su familia, . Se dedica al comercio de venta de abarrotes en una tienda de barrio, es muy dedicada a su actividad y tiene una tienda en la que vive y ahí también realiza sus ventas, su negocio es familiar por ello recibe la ayuda de sus hijos, pero también contrata una persona eventual para que le colabore con las ventas de refrescos, como quiere seguir mejorando, solicita un crédito para ampliacion de vivienda de forma que pueda acomodar mejor la tienda y logre ofrecer un mejor servicio.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Margarita to enlarge her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 30, 2013
Dec 31, 2013
Currency Exchange Loss:
Apr 17, 2015