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Señor De Los Temblores Group
In this Group: Lourdes Malena, Jeanne Carmen Rogelia, Juan Carlos, Sally, Gilda*, Narjeth*, Jorge, Waldo Eusebio, Westher, Yony Victoria
* not pictured
The members belong to Señor de los Temblores Communal Bank, located in the Cusco district in the province and department of Cusco.

The member, Lourdes Malena, 35, lives with her companion and has two children. She works from 8 a.m. until 5 p.m. in her business selling appliances such as refrigerators, washing machines, ovens, and stoves. She has been in this business for eight years and it's going very well for her. Her dream is to expand her appliance business.

Lourdes Malena is requesting the loan to buy stoves, refrigerators, and ovens.

The member that is added to the photo took the photo later on. He obtained permission to do this because he had work obligations.

The other members earn a living in fruit sales, a printing business, a grocery store, and appliance sales.

Lourdes Malena is grateful to those who share her dream through this loan and she promises to make her payments punctually.
View original language description ↓
Los socios pertenecen al banco comunal “SEÑOR DE LOS TEMBLORES”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Lourdes Malena ella es conviviente y tiene 36 años y tiene 2 hijos; La socia trabaja en su negocio de venta de electrodomésticos como refrigeradoras, lavadoras, ollas y cocinas, la socia trabaja desde las 8.00 a.m hasta las 5:00 p.m, la socia ya tiene 8 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de venta de elecdromesticos. La socia solicita el crédito para comprar cocinas, refrigeradoras y ollas.

El socio que esta pegado a la foto grupal se le tomo despues la foto porque pidio permiso por motivos de trabajo.

Los otros socios se dedican al negocio de venta de frutas, negocio de imprenta, negocio de tienda de abarrotes y negocio de venta de electrodomésticos.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Los Temblores Group's $5,275 loan helped a member to buy stoves, refrigerators, and ovens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 23, 2013
Jan 3, 2014
Currency Exchange Loss:
Jul 17, 2014