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Lernik is 52 years old and lives in Kadjaran city in the Syunik region. He has studied at the Yerevan State Pedagogical University with the faculty of Biochemistry. For several years, he worked at the school as a teacher of chemistry. Now in the village Dzagedzor, he is a director of the school. Lernik is divorced and he has two sons. Both of them live and work in Yerevan. His elder son is already married and his younger son is going to get married.

Lernik is asking for a loan of 700.000 Armenian drams to help his son financially to organize his wedding party.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 404.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,750 helped Lernik to pay for his son's wedding expenses.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Dec 30, 2013
Currency Exchange Loss:
Aug 17, 2015