A loan of $250 helped to purchase necessary grocery supplies and stationery goods for her grocery shop.


Kalpana's story

Kalpana is a 45-year-old woman who lives with her husband, Pramir, 65 years old. Kalpana has completed her education to grade 5 and Pramir has passed B.A. (bachelor of arts). They live in Barshoria village at Dhupguri in their own pakka (concrete) house.

She is a housewife while her husband is busy with his grocery shop. They have their own grocery shop in their locality. Kalpana and her husband have two sons who help their father in their own grocery shop. Still Kalpana is not satisfied with their income because she fails to balance the expenditures of her family. As they have insufficient capital, they are unable to maintain the stock of their shop -- the varieties of grocery items and day-to-day necessary items -- so their business is running well.

Being a responsible housewife and an affectionate mother, Kalpana wishes to pay attention to the financial condition of her family. That is why she needs the loan from BJS (Kiva’s partner) to purchase more necessary grocery supplies and stationery goods, which have a great demand in her remote area. She knows that the profit generated from her business will make their economic condition stable.



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Loan details