Sina is 36 years old and married with five children. She runs a small business selling meat buns in her community and has been doing this for three years. Sina has requested a loan to buy flour, cooking oil, a large cooking pot, a large frying pan, salts, onions, soy sauce and a new oven. She joined SPBD in 2006 to gain access to capital. With her earnings, Sina will improve her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.