Falematai is a 21-year-old married woman with three children. She has a small plantation and grows cabbages, green onions, tomatoes, green peppers, and carrots to earn a living. She has been doing this for one year.
Falematai has requested a loan to buy vegetable seeds, fertilizers, chemicals, hose, a wheelbarrow, and gloves. She has been a member of South Pacific Business Development (SPBD) since 2013. With her profits, Falematai hopes to improve her business and to save for her kids' educations.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.