Sosefina is 25 years old and married with one child.
She owns and operates a small store, selling items such as snacks, freezer goods, and groceries. She has been doing this for many years.
Sosefina needs a loan to buy sugar, salt, flour, rice, noodles, corned beef, tinned fish, milk, soy sauce, and toilet paper. She hopes to use her profits to help with her family's everyday needs.
She became a member of SPBD this year to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.