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Emprendedoras Del Valle El Triunfo Group
In this Group: Lucia, Gumercinda, Rosario, Irene , Elizabeth

Update on Emprendedoras Del Valle El Triunfo Group

Lucia is 50 years old, she is married, and she is the mother of 5 children. Lucia has had a small store for 7 years. She has loyal customers and this has generated enough income to cover her household expenses. In the future she would like to own a local grocery store where she can sell her products and make a better living.

With this loan she will buy more products (rice, beans, etc.) for her store, which will enable her to continue to meet the needs of her customers so that she will be able to get by.

Lucia and all of the members of the group are thankful to Kiva for the loan and for the confidence that they have shown by supporting them. Lucia is the woman in the photo with the red top. She promises to comply punctually with the repayment schedule.
View original language description ↓
La Sra. Lucia de 50 años de edad casada y madre de 5 hijos, la Sra. Lucia tiene una pequeña bodega ya hace unos 7 años. La Sra. Lucia, ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus productos y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en comprar más productos (arroz, menestras, etc.) Para su bodega y así seguir satisfaciendo las necesidades de sus clientes y así poder salir adelante. A la vez la Sra. Lucia y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Lucia se le distingue por su camisa de color rojo, Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Previous Loan Details

The communal bank “Emprendedoras del Valle el Triunfo” comprises eight enterprising, business-savvy women. Gumercinda, 43, belongs to the group and is the single mother of three children. She is an entrepreneur, who has worked hard to be successful. She sells natural medicines from a small area i... More from Emprendedoras Del Valle El Triunfo Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedoras Del Valle El Triunfo Group's $1,275 loan helped a member to buy products for their store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 20, 2013
Dec 29, 2013
Currency Exchange Loss:
Jun 17, 2014