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Unity Group
In this Group: Beatrice, Kwabena, Daniel, Grace, Victoria, Faustina, Elizabeth, Esther
Unity Group consists of six ladies and two gentlemen. They have been working hard so that their businesses will provide them with the money they need to improve their own living conditions as well as those of their families. They live in Dansoman, Accra.
Esther is 31 years old, married and has two children. She is a very hard-working person who has fought hard for a long time to get her family ahead in life. She has been selling wigs for 10 years. She has managed to attract a large number of customers. As a result, she enjoys very good sales. She is looking for a loan of GHS 1,800 so that she can buy more wigs to meet the high level of demand that she has for her products. This will enable her to keep making progress in her business and to make the income she needs to support her household. The Unity Group members need a sum of GHS 8,400 to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 16
    View loans »
    Ghana Loans Fundraising
  • $12,277,625
    Funds lent in using Kiva
  • 2.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Unity Group's $3,575 loan helped a member to buy more wigs to meet the high level of demand that she has for her products.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 29, 2013
Dec 27, 2013
Currency Exchange Loss:
Aug 17, 2014