A loan of $625 helped to buy pants, jeans, shorts and perfume.

Marlene's story

Marlene lives by the ocean. She is 54 years old, married, and the mother of a 24-year-old son. She sells clothing, shoes, accessories and in general whatever merchandise her customers ask for. She tries to provide a varied inventory, so that her customers can choose what they like. When she started this business 8 years ago her husband provided the seed capital to invest in products to distribute amongst a customer base of family, neighbors and friends. This customer base has grown, due to her good treatment and because of references from existing buyers. Her main product lines are pants for women, men and children, shirts, sweaters, shoes, perfume, etc. She sells on credit and for cash, and works 12 hours a day without a break. She prefers to buy from wholesale warehouses in the commercial zone of the city. Marlene's principal goals are to restructure her business, to open a store, to ensure the loyalty of her customers, and to save money, so as to enjoy the fruits of her labors. She is applying for her first Kiva loan now through the Fundacion Mario Santo Domingo, which she will use to buy pants, jeans, shirts and perfumes. She needs to take advantage of the biggest commercial season of the year, in order to earn a bit more by working hard and to finally achieve her dreams of prosperity.

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Translated from Spanish by Kiva volunteer Lorna Gladman

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