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Regina is 28 years old and lives in Stepanavan city in the Lori region. She is married and has a daughter. She has graduated from Yerevan State Pedagogical University. Now she works at the school as a teacher of elementary grades. She says that she feels a great responsibility while teaching such small children, who are interested in everything; they are full of energy and have a great desire to discover more and more. Each child demands care and an individual approach requiring personal touches that are different and various. She also gives paid private courses, working with children who have difficulties understanding some subjects.
Regina asks for a loan of 260,000 Armenian drams in order to buy a computer that would help her become aware of any changes and innovations in teaching programs of elementary grades.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 174
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 405.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Regina to buy a computer to help her become aware of any changes and innovations in teaching programs of elementary grades.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Dec 27, 2013
Currency Exchange Loss:
Mar 17, 2015