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Nodir is a farmer, living in the city of Kulob. He is 32 years old. He has a wife, two sons and two daughters. His sons are 8 and 10 years old and go to school. The daughters are young, they are 6 and 4 years old. Nodir's wife is a housewife. She looks after the children and manages the household. Thus, Nodir is the only wage-earner in the family.

Nodir works with growing field crops. He has been working in this area for more than 10 years. He also works as a tractor driver. Currently Nodir is preparing for sowing winter crops. With this aim he takes a loan to purchase mineral fertilizers, seeds and fuel.
View original language description ↓
Нодир дехканин, проживающий в городе Куляб. Ему 32 года. У него жена, двое сыновей и двое дочерей. Его сыновьям по 8 и 10 лет, они учатся в школе. А дочери маленькие, им по 6 и 4 года. Жена Нодира домохозяйка. Она присматривает за детьми и ведет домашнее хозяйство. Таким образом Нодир единственный добытчик в семье. Он занимается выращиванием сельскохозяйственной культуры. Нодир в этой сфере более 10 лет. Также он работает трактористом. Сейчас Нодир готовится к проведению озимых посевов. Для этой цели он берет кредит для купли минеральных удобрений, семян и топлива.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nodir to purchase mineral fertilizers, seeds and fuel for sowing winter crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2013
Dec 27, 2013
Currency Exchange Loss:
Jan 17, 2015