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Nadia's Group
In this Group: Nadia, Rashida, Asifa, Irshad, Shahnaz
Nadia baji, the wife of N. S., lives in an area of Lahore, Pakistan named Ismail Nagar where she has resided in her two room brick house for the last three years. A housewife who completed her education to 12th standard, Nadia baji prefers to concentrate on housework and teaching her four sons, the eldest of whom is in 3rd standard while the others are in kindergarten. Her husband has a burger joint which he has operated for the past 15 years.

She fully repaid her three previous loans from Asasah (a microfinance institution in Pakistan) and now is applying for a loan to buy chairs, tables, and tablecloths for her husband's burger joint in order to provide his customers with a better service.

She is joined in her loan group by four other members: Rashida baji wants a loan to buy biscuits and sweets to resell; Asifa baji wants to buy utensils for her food business; Irshad baji wants to buy scrap (iron, papers, and plastic bottles) for her scrap business, and Shahnaz baji wants a loan to buy lentils, cooking oil, and rice for her food business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 265
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 75.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nadia's Group's $1,175 loan helped a member to buy furnishings for her husband's hamburger joint.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 30, 2008
Sep 16, 2008
Currency Exchange Loss:
Dec 2, 2009