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Na Mungu Tutaweza Group
In this Group: Francine, Gertrude, Christine, Bitarwa, Maombi, Esperance, Kasiwa, Muhesi, Chinyabuguma, Pascaline, Balianga, Kamate, Daniela, Kasembo, Basenya, Baributsa, Kabunga, Mawazo
The client, Francine, is a fearless businesswoman, the president and member of the "Na Mungu Tutaweza" business collective and a dynamic entrepreneur. She is a 25-year-old mother of four children, who are all currently receiving an education. This client sells clothing made from pagne. She shows off her wares at the busy town market. She started her business with her husband's assistance, using the money received from a savings group. Her spouse is also a retail trader. Later, she benefited from a loan from IMF Hekima. She has been running this business for four years. This new loan will allow her to buy 50 pieces of pagne cloth. With this loan, she wishes to increase her profits, to pay for her children's school fees and to feed them. Finally, she would like to thank Hekima for the work they do to liberate women entrepreneurs who are excluded from the established banking system, especially during this critical moment of conflict in the east of the country.
View original language description ↓
La cliente Francine est une brave commerçante, présidente et membre d’un collectif d’affaires «Na Mungu tutaweza », entrepreneur, dynamique, âgée de 25 ans et mère de 4 enfants qui tous étudient. La cliente est une vendeuse d’habits (pagnes). Elle installe ses marchandises dans le marché animé de la ville. Elle commença ses affaires avec l’assistance de son mari de l’argent reçu de la tontine. Son conjoint, lui aussi, est commerçant. Plus tard, elle bénéficia le prêt de l’IMF Hekima. Il y a 4 ans qu’elle exerce cette activité. Ce nouveau prêt va la servir d’acheter 50 pièces de pagnes. Ainsi, elle souhaite accroitre son crédit, scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique de guerre à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 20
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Na Mungu Tutaweza Group's $2,475 loan helped a member to buy 50 pieces of pagne cloth.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 17, 2013
Dec 28, 2013
Currency Exchange Loss:
Jul 17, 2014