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Astou's Group
In this Group: Astou, Arame, Ngone, Khady, Ndiouma, Fatou, Fatou, Madjiguene, Ndiole, Coumba, Nogaye, Maty, Khady, Dior, Diaba, Mbene, Aby*, Issa, Mareme, Astou, Coumba, Saye
* not pictured
This group of 22 people makes up a part of the banc villageois established on 24 October 2012. It is made up of members who live in the same area and surrounding villages. They get along and support each other. Most of the group engages in commerce.

Marème, standing on the right in the photo with her hand raised, is 28 years old. She is married and a mother of two children, one of whom is a boy.

Marème selle foodstuffs. [With her loan] she is going to buy 30 kilograms of groundnuts at 400 francs a kilogram, which she will resell at 500 francs a kilogram; 100 kilograms of millet at 200 francs a kilogram, which she will resell at 250 francs a kilogram; 50 kilograms of black-eyed peas at 400 francs a kilogram, which she will resell at 500 francs a kilogram. Additionally, she makes tablecloths and tea towels that she would like to sell at 3,000 francs each.

Marème helps her husband with the household expenses and her own needs. But a major part of her earnings will be used to increase her savings.
View original language description ↓
Ce groupe de 22 membres fait partie du banc villageois qui a été créé le 24 octobre 2012. Il est composé des membres qui vivent dans la même localité et dans les villages environnants. Les membres entretiennent de très bonnes relations et sont solidaire. La plupart s'investit dans le commerce.
Marème, debout à droite de la photo et levant la main est âgée de 28 ans. Elle est mariée et mère de 02 enfants dont 01 garçon. Elle s'investit dans le commerce de denrées alimentaires. Elle achète 30 Kg d'arachide à 400 F le Kg qu'elle revend à 500 F le Kg, 100 Kg de mil à 200 F le Kg revendu à 250 F le Kg, 50 Kg de niébé à 400 F revendu à 500 F le Kg. En parallèle elle confectionne des nappes et torchons qu'elle envie vendre à la capitale à 3000 F la pièce.
Les bénéfices lui permettent de renforcer son épargne. Elle aide son mari dans la gestion du foyer et subvient à ses propres besoins. Mais la majeur partie de ses bénéfices servent à renforcer son épargne.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 477.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD